Current location - Trademark Inquiry Complete Network - Overdue credit card - I want to apply for a credit card. I am in the street stall business and my income is considerable. The minimum monthly income is 5,000-6,000. Can I apply for it?
I want to apply for a credit card. I am in the street stall business and my income is considerable. The minimum monthly income is 5,000-6,000. Can I apply for it?

When banks approve credit card applications, they generally require a stable job and income. This situation is not easy to handle.

To apply for a credit card, you generally need to meet the following requirements:

To apply for a credit card, you need to be over 18 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a proof of employment. If you can provide other documents proving your financial resources, it will be more helpful for the bank to understand your personal situation and determine your credit limit.

To meet the above requirements, you also need to provide the following application information:

1. When applying for a credit card, you need to provide proof of identity: the common document is an ID card, and military personnel need to provide a copy of their military ID;< /p>

2. When applying for a credit card, you need to provide proof of employment: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal) , or a copy of the original and marked work ID that has been verified by the promoter;

3. When applying for a credit card, you need to provide proof of personal assets: it can be salary records issued by the bank, or income tax withholding vouchers, or housing , cars, deposits and investment market value documents (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other documents that can prove the level of financial resources. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.