The basic information of credit card processing is as follows:
① Personal ID card;
(2) proof of unit income;
③ Bank flow in the last six months;
(4) personal property certificate;
⑤ Information required by other banks.
If it is an individual, do business and open a shop.
Individual businesses need individual business licenses and tax bills for nearly three months;
Other financial proof: income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license.
Credit card application process:
Fill in the application form;
Information of the bank itself and a copy of the information;
The bank sends it to the credit card center;
The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
You can choose to apply for a credit card online or at a local bank.
You can apply for bank official website through Baidu search.
In addition, you can apply for a credit card without a job or running water in a bank, but it is a little more difficult to apply for a credit card, but it is not as difficult as you think.
If you have a family, you can apply for a credit card without a job. As long as you apply to the bank with the real estate license, the applicant can get a high share if he has a house, and generally he can pass the examination and approval easily.
If you don't have a house or a job, you need to provide a credit certificate to the credit card bank you apply for. As long as you can prove that your credit rating is good, it is not impossible to apply for approval. To accumulate your own credit, you need to pay attention to accumulating your own credit in peacetime. Everyone must maintain rational consumption, repay in full and on time, and stay away from credit stains.
If you don't have a house and a job, you can't prove your good credit. The last way is to deposit a certain amount of money in the relevant bank that applies for a credit card for a fixed period of time, and it will be approved soon. Of course, if the deposit amount is large enough, you can get a relatively high credit card.
I suggest you go to the bank to consult the staff face to face!