In this case, stop the credit card first. If it is pre-authorized, it is no problem that the credit card can't deduct the money when deducting it. Those who have reported the loss will not spend any more. Credit cards are required for pre-authorization and final confirmation of consumption. In addition, your card should not have a password, otherwise how can others spend it? In this case, the hotel did not fulfill its obligation to verify the signature and needed to make compensation abroad.

After the general pre-authorization is completed, the merchant will operate. After the merchant completes the authorization, the funds will be returned to the card within one working day. If the merchant does not directly complete the authorization, in most cases, the system will complete the authorization independently, which takes a long time. In most cases, it takes about 30 days. If the company has not received the authorized funds, if you are in a hurry, just consult the merchants directly and let them operate the system.

The earliest credit card appeared at the end of 19. In the 1980s, the British clothing industry developed the so-called credit card, followed by the tourism and business sectors. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line. In 1950s, McNamara, an American Manhattan credit expert, dined in a restaurant. Because he didn't bring enough money, he had to ask his wife to send money. This made him feel embarrassed, so he organized Diners Club (English: Diners Club). Members can bring their dining charge cards to 27 designated restaurants for consumption without paying cash. This is the earliest credit card. Franklin National Bank was the first bank to issue credit cards, and other American banks followed suit.

Credit card is a credit certificate issued by a commercial bank or credit card company to eligible consumers. The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

Pre-authorization refers to the behavior that the cardholder requests authorization from the card issuer in advance through the POS machine when spending and settlement are not completed at the same time in hotels, hotels or leasing companies.