The Measures for the Supervision and Administration of Credit Card Business of Commercial Banks have corresponding provisions:

Article 48 When issuing credit cards, the issuing bank shall meet the requirements of safety management, and the card and password shall be delivered separately, and a receipt shall be presented to the cardholder. When issuing a card, the cardholder shall be informed of the date of the credit card bill in writing.

As well as credit card regulations, safe card instructions, customer service phone numbers, service and charging information inquiry channels and other information, so that cardholders can use credit cards safely.

At the same time, in the process of credit card review, the applicant will be comprehensively evaluated according to the application materials submitted by the applicant, which is also an important link in determining whether the credit card application is approved.

The factors considered by banks in the process of credit card review are complex and confidential, including but not limited to the applicant's past credit record, the applicant's known assets, professional characteristics and so on. Therefore, applicants need to truthfully fill in the information for applying for a credit card.

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Relevant provisions of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks:

Article 67? When using a bank settlement account, the following acts are not allowed:

(1) Providing false application materials to defraud the People's Bank of China of allowing the opening of basic deposit account, temporary deposit accounts and special deposit accounts of budget units.

(2) Opening or canceling a corporate bank settlement account without registering, signing or notifying the relevant bank on its basic deposit account account opening registration certificate in accordance with the provisions of these Measures.

(three) in violation of the provisions of article forty-second of these measures for personal bank settlement account transfer settlement.

(4) Handling transfer settlement for savings accounts, paying cash for depositors or handling cash deposits in violation of regulations.

(5) Failing to submit the account opening, change and cancellation information to the People's Bank of China within the prescribed time limit.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks