Can Sesame Credit apply for a credit card?

Sesame Credit can apply for a credit card. Many banks have reached cooperation with Alipay, such as China Everbright, Minsheng, Pudong Development Bank, Guangfa and Xingye, and users can apply for credit cards from these banks on Alipay.

after the applicant submits the application, the bank will check the applicant's sesame credit score, and then decide whether to approve the card and the amount according to the credit rating of the applicant's sesame credit score.

Of course, sesame credit score is not the only criterion for evaluating applicants. The credit card applied through Alipay will refer to the sesame credit score during the review, but the overall review is based on the application materials submitted by the applicant to the bank and other relevant information. In other words, Sesame Credit is not the only criterion for reviewing credit cards, but only serves as a reference.

How to apply for a bank credit card with Sesame Credit

1. Click the Alipay icon on the mobile phone desktop to enter Alipay, find the My Bank Card button on the menu and click Open to enter the next operation.

2. after entering my bank card page, find the button to apply for a credit card at the bottom, and click open to enter the next operation.

3. Enter the application page, click the Apply Now button, and open it to enter the next operation.

4. after entering the page, you need to check the authorization agreement for Sesame Credit and Alipay Express Payment Agreement, and then click the Apply Now button at the bottom of the menu to enter the next operation.

5. after entering the mobile phone number to receive the check code, enter to fill in the check code, and click the submit application button to enter the next operation.

6. after confirming the success of authorization, you can click the submit button in the menu to enter the steps of filling in the information of the credit card application.

7. according to the system prompt, first fill in the basic information such as name, ID number and mobile phone number, and then click Next.

8. Continue to fill in the contact information, billing address and other information required for credit card application, and then click Next.

9. After all the information is filled in, the system will send the information page again for verification. If no errors are found, you can click the Submit Application Information button to enter the next operation.

1. When the system processing is completed and a message of congratulations on the successful application appears, it means that the online credit card application is completed.

does sesame credit score help to apply for a credit card? Does it matter?

nowadays, AliPay's sesame credit is becoming more and more perfect, and the speed of updating scores is becoming more and more frequent. The scores will be refreshed on the 6th of every month, and users can query by themselves. Sesame score is different from the central bank's credit information, and it faces different data. Sesame score focuses on examining users' consumption life, such as credit history, behavior preference, performance ability, identity characteristics, personal connections and other conveniences, while the People's Bank mainly focuses on personal loans, overdue credit cards, finance and so on. So is it easy to apply for a credit card with a high sesame credit score? Does sesame seed have anything to do with credit cards?

banks can't handle credit card business just by sesame credit. Sesame Credit is an independent third-party credit evaluation and credit management organization. Based on all aspects of information, it uses big data and cloud computing technology to objectively present personal credit status. By connecting various services, everyone can experience the value brought by credit.

although you can't apply for a credit card only by sesame credit, you can borrow flowers, which is equivalent to applying for a credit card. Borrowing is a lending platform under Ant Microfinance. Through "borrowing", sesame credit users can apply for personal consumption loans with the corresponding amount of sesame points. The amount applied for can be withdrawn to the balance of Alipay, which is equivalent to a loan obtained from a bank.

compared with the traditional personal loan, the borrower does not need to submit complicated personal materials and financial proof, and can judge and check the credit level of the user only by relying on the sesame credit score, and the loan can be completed in 3 seconds. What users enjoy is a more convenient and simple experience.

Pay attention to the following five points in daily life to improve the credit score of Alipay Sesame:

1. Complete personal identity information, including education, work, vehicle and linkedin information, which can be done on mobile Alipay;

2. Pay the water, electricity and gas fee by daily use of Alipay, and pay it on time;

3. Make more use of the financial instruments in Ali system, such as Yu 'ebao and Zhaocaibao, open the functions of flower buds and borrowing buds, and repay the money on time;

4. Make good use of the life service functions provided by Alipay, such as word-of-mouth take-out;

5. Spend more shopping on Ali's e-commerce platform, increase contacts with high sesame credit scores, and conduct economic exchanges such as transfer with these contacts.

Can Sesame Credit handle a credit card? What are the conditions?

Nowadays, many people have credit cards, but many people apply for credit cards by submitting various supporting materials to the bank. There is a saying that Sesame Credit runs a credit card. So, is it okay to do a credit card in 218 Sesame Credit? What are the conditions? I will answer your questions today.

is it okay to apply for a credit card at Sesame Credit in p>218?

Now, Alipay can apply for a credit card. You only need to open Alipay and click "Sesame Credit" to check your credit index. Then click "Credit Life" in the lower right corner to find "Sesame Online Card Application". Click "Fast Card Application-New Experience". After the interface jumps, click "Apply Now" to enter the process, and you can apply according to the "Card Application Process".

what are the conditions for Sesame Credit to apply for a credit card?

However, although Sesame Credit can handle credit cards now, it still has certain processing conditions. If you want to use Sesame Credit to run a credit card, you must have a Sesame Credit Score of over 6 points and an Ant Spend of over 3,. At the same time, Alipay must always have a bound bank card and be stable, and Alipay must be bound with credit cards from other banks and all credit cards are repaid on time.

As long as you meet the conditions summarized above, Sesame Credit can easily apply for a credit card. Basically, your credit card application can be approved in seconds or 2 minutes to one day, and it won't call for verification and other processes.

Of course, even if you don't meet the above conditions, you can still try to apply for a look, and it will also review you. However, the review will be slower, usually taking about 15 days. If you pass the examination, the credit card will be sent to you in about 2 days.

How to apply for the credit card of China Everbright Bank

China Everbright Bank introduced the third-party credit reporting agency Sesame Credit, which made many cardholders shout that it depends on the credit card in the future. For white households, Everbright Bank's move has greatly improved their success rate in applying for a card. As long as the sesame score is higher, the application success rate will be greater. So, how do you apply for a credit card for Sesame Credit?

China Everbright Bank announced the introduction of Sesame Credit, a third-party credit reporting agency, as one of the reference standards for customer card audit and overall risk control.

from the bank's point of view, the bank will connect the central bank's credit reporting system with the credit reporting system of third-party credit reporting institutions, and the dimensions of customer credit evaluation will be more comprehensive and the evaluation standards will be more detailed, which will help the bank to grasp the overall risk control.

Many friends of white credit households submit credit card application forms according to the requirements of the bank, but they are always rejected inexplicably. The reason why the credit card application is rejected is because the bank doesn't know your spending power, repayment ability and credit status.

Now, Baihu shows his sesame seed to let the bank know that we have the ability to spend and have the money to repay, so that the bank will be happy to issue cards.

so, how to apply for everbright credit card with sesame seeds?

1. Open Alipay app- "Sesame Credit"-"Credit Life", and you will see an extremely fast card on the opened page. Below, there is Everbright Credit Card, prompting to add internet plus credit evaluation.

2. Click to enter the application page of Everbright Credit Card, and click the "Try Now" button to jump to the online application-Everbright Credit Card page.

3. Select the card type you want, click Apply, and fill in the relevant information. On the reading agreement, there is a prompt to inquire about the credit score of Sesame. Select Agree and click Next to apply.

4. If you apply for a credit card with Sesame, you can get off the card within 24 hours at the earliest, and you can also send a credit card to 5 yuan for the first time. Friends who want to apply will try it right away.

The function of reminding Sesame Credit Score is far more than applying for a credit card. If you want to improve your credit value in the future, you need to give consideration to the central bank's credit data and the third-party credit data, and you can appropriately start from the business where they overlap to improve your personal credit.

conditions for applying for a credit card with Sesame Credit

If you want to apply for a credit card with Sesame Credit, the credit score of Sesame Credit must be at least 6 points, and Alipay has been stably tied with credit cards. If there are credit cards tied with other banks, you must repay them in time. If you have the above conditions, your credit card application will be approved in 2 minutes to one day. Without the above conditions, the audit may be slower in about 15 days. The credit card will be sent to you about 2 days after the approval.

online credit card application process through Sesame Credit: Open Alipay and click to enter Sesame Credit; You can view your own credit index and click to enter the credit life in the lower right corner; Find Sesame Online Card Application and click to enter the new experience of Speed Card Application; After entering the interface, click Apply Now to enter the process, and you can apply according to the card application process.

Note: If the sesame credit score is below 6, it is necessary to improve the sesame credit score at this time. Sesame credit score is evaluated from five dimensions, namely identity, performance ability, credit history, personal relationship and behavior preference. Everyone can consider it when improving sesame credit.

let's stop here with the introduction of handling credit cards with sesame seeds.