Cardholders should pay attention to the fact that if the visa credit card is not activated, there will generally be no annual fees and other fees; However, if it is a high-grade visa credit card or a customized visa credit card, the annual fee and other expenses may be incurred if it is not activated. If the cardholder does not pay the fee, there will be a penalty interest, which will affect the cardholder's personal credit. Moreover, if the cardholder holds too many inactive credit cards, it will affect the credit business of the cardholder.