1. Pre-authorization transaction is the process of freezing the cardholder's account balance (or credit line) in advance and then deducting the money on the closing date; It adapts to the demand that hotel merchants need to reserve a guest deposit when the consumption amount is uncertain, and guests need to stay in the store for consumption within the deposit range and pay in one lump sum when leaving the store, providing convenient services for cardholders and providing comprehensive protection for merchants' funds to arrive.

2. When you use the pre-authorization function, your credit card needs to have enough credit limit. During actual settlement, it is recommended that you keep the transaction voucher, confirm whether the pre-authorization is completed, and check whether the deduction amount is correct.

Response time: July 30, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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