If you take the UnionPay channel when swiping your card, general foreign currency transactions will be recorded as RMB, and you can repay directly in RMB after returning home.
In China, UnionPay RMB cards can withdraw cash overseas, but each card does not exceed the equivalent of RMB 6,543,800 yuan per day, and an annual limit is added.
From 20 16 65438+ 10/day, the accumulated cash withdrawal from each UnionPay RMB card at home and abroad shall not exceed the equivalent of RMB 654.38 million. During 20 15, 10, 1, 12, 3 1, the accumulated amount of each card shall not exceed RMB 50,000. Overseas countries and regions have different restrictions on the amount of ATM single withdrawal, which shall be subject to the local machine prompt. ?
Extended data
Credit card payment method
1, within the issuing bank
This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
2. Transfer/remittance repayment
Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
3. Online repayment
Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.
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