1. Do I need to activate any business before using Hua Xia Bank’s credit card to make online purchases?

Just open the online payment service.

2. What is the business process of Hua Xia Bank’s specialty product consumer credit loan card?

1. The borrower can apply for a personal comprehensive consumer loan and pay with a consumer credit card if approved by the bank.

2. After the loan is approved, fill in and sign the "Consumer Credit Loan Card Personal Customer Account Opening Application", "Hua Xia Bank Personal Bank Account Management and Consumer Credit Loan Card Use Agreement" and other documents, and open it at the branch Consumer credit card.

3. The borrower uses a consumer credit card to pay independently.

3. How does Hua Xia Bank get an e-commerce loan?

You can apply at your local bank. Application conditions:

1. Be a resident of mainland China who is over 18 years old;

2. Have a stable address and place of work or business;

3. Have a stable source of income;

4. No bad credit record, and the loan cannot be used for stock trading, gambling, etc.

5. Other conditions required by the bank. Processing process: 1. Submit an application to a local bank or lending institution; 2. Prepare various materials required for a loan; 3. Interview with the bank or lending institution; 4. The bank reviews the lender's qualifications; 5. The review is approved and the loan is successfully issued.

4. What is the business process of Hua Xia Bank’s Anju series of personal house remortgage loans?

1. House buyers and house sellers submit application materials to the bank and apply for remortgage loans.

2. If the remortgage business is approved after review, the bank will sign a loan contract with the house buyer and the original loan with the house seller

3. Complete the registration of property rights and mortgage changes< /p>

4. The bank will transfer the settlement account of the mortgage and notify the house seller to come to the bank to handle the settlement procedures of the original loan.

5. The home buyer shall perform repayment obligations as stipulated in the loan contract.

6. Loan settlement procedures.