What is the minimum application amount for petty cash business of Industrial Bank's credit card?
Industrial Bank's credit card consumption reserve fund business is limited to RMB currency, and the minimum amount of each cardholder application is RMB 1 000, with an increase of 1 yuan, and the maximum amount is RMB 300,000. Cardholders can call the customer service hotline, log in to the Industrial Bank Mobile Banking APP, Good Action APP or bind the Industrial Bank WeChat service number to apply.
Pay-as-you-go consumer reserve fund is an installment payment service for eligible credit card holders. After successful processing, the cardholder can get the consumption funds within the credit line of Industrial Bank, and the cardholder will repay the consumption funds and credit card installment service fees in installments.
With the development of consumer reserve fund, it will be transferred to the credit card reserve fund account where cardholders handle business. After the funds arrive, it will not offset the current debt of the cardholder's credit card. It can only be used for new RMB consumption within the territory of individuals (excluding cash withdrawal by credit card, cash installment, consumption by specific MCC merchants, pre-authorization, withholding, installment and integral transaction). Cardholders can enter "inquiry of reserve fund amount" in the dialog box through the official WeChat of Industrial Bank. Subsequent consumption will give priority to the amount of the reserve fund. If the amount of the reserve fund is insufficient to fully pay for consumption, the reserve fund will not be used for payment. If the consumer transaction paid by the reserve fund is cancelled, returned or partially returned, the money will be returned to the reserve fund account.