If the client receives a lawyer's letter after the expiry date, he or she will usually be sued within a month, so the client can pay back part of the money first to see if he can negotiate to cancel the lawsuit. If the lawsuit cannot be dismissed, it is best to entrust a lawyer to help collect materials and actively respond to the lawsuit.

1. How long will it take for you to be sued if you receive a lawyer’s letter overdue? You will be sued within one month. If the payment is overdue or fails to repay after two reminders, the person concerned will be sued. First of all, after multiple reminders, if the party still fails to repay, a civil lawsuit will be filed in court. After trial by the People's Court, if the party concerned still fails to repay the loan, the case may be transferred to the public security agency for investigation and formally established as a criminal case. After investigation by the public security organs, the case will be sent to the procuratorate for prosecution in court.

2. What is the overdue interest rate on a credit card? The interest rate for a day overdue on a credit card is charged at 50,000%, so the amount of interest required on a day overdue on a credit card mainly depends on the amount of the overdue credit card bill. How many. However, everyone needs to pay attention when repaying a credit card. Most banks have a repayment grace period. Therefore, it is not considered overdue if the payment is not made after the repayment date, but it is considered overdue after the repayment grace period. Only when the minimum repayment amount is paid will it be considered overdue. At present, the repayment grace period of most banks is about 3 days, but there is no repayment grace period for ICBC credit cards.

3. How long will it take for an overdue credit card to be put on the credit blacklist? Generally speaking, if a borrower has been overdue more than six times in the past two years, or has been overdue for more than 90 days in a row, the bank will reject the loan. , and directly enter the "blacklist" of the central bank's credit reporting system. However, if the borrower is two days overdue and repays the loan in time afterwards, the bank will not immediately transmit the overdue information to the credit reporting system. Generally, the system will automatically submit a loan that is two months overdue and a credit card that is more than three months overdue. to the personal credit report. If you continue to fail to repay your loan, a bad credit record will be left on your credit report every month. If you fail to repay for many months in a row, you will be sued by the bank and found to be in bad faith. And the amount of arrears will become larger and larger, and in serious cases, you will be sentenced and fined. After a credit card is overdue for repayment, it is best not to cancel the credit card immediately after paying off the debt. Instead, you should insist on using it and keep your credit in good condition during the period. This way, you can slowly improve the bad record from the credit reporting system through rolling records. If you receive a lawyer's letter overdue, you will probably be sued to the People's Court one month after receiving it, so the parties involved must make relevant preparations. If a credit card is overdue, overdue interest is generally calculated at 0.5% per day. If the credit card is overdue for more than three months or is overdue more than six times within two years, the credit card will be blacklisted.