1. What should I do if people owe money on their credit cards at the detention center?

(1) You can set related repayment, or ask your family and friends for help.

(2) When a person is in a detention center, he can authorize others to repay the credit card on his behalf.

(3) In the case of being sentenced, the credit card of the prisoner cannot be used normally, and the credit card cancellation procedures should be handled. If it is inconvenient for a prisoner to go through the formalities of canceling his account, others may handle it on his behalf. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business. Pay the bill before the checkout.

In short, when someone still owes money on the detention center or credit card, they should deal with it as soon as possible to avoid adding to the crime. If the repayment is overdue for more than three months, the bank will send a reminder to the cardholder and his family. If the family fails to repay the credit card. If the bank fails to repay the loan after more than two times of dunning, the bank will file a public prosecution with the inspection organ and sue the cardholder for credit card fraud.

2. What are the consequences of overdue credit cards of prisoners?

1. If it constitutes a crime, the prisoner may face combined punishment for several crimes.

(1) may bear criminal responsibility. If the credit card is overdue for three months or the bank fails to repay it twice, the bank will sue the party concerned.

(2) First of all, the bank will bring a civil lawsuit to the court if the parties still fail to repay the money after repeated reminders from the bank.

(3) After the people's court hears the case, if the parties still fail to repay the loan, they can transfer the case to the public security organ for investigation and formally establish it as a criminal case.

(4) After the investigation by the public security organ is completed, the defendant is sent to the procuratorate for public prosecution, and the defendant's bad behavior constitutes the crime of credit card fraud.

2, does not constitute a crime is just an ordinary civil dispute, will face high overdue interest, bear the liability for breach of contract.

Third, how to cancel the credit card when a person is detained in criminal detention?

1. Call the issuing credit card center for manual customer service.

2. Tell him the card to cancel, and the other party will routinely ask the reason after verifying the information.

The customer service will tell you that the request has been accepted. Please unscrew the magnetic stripe on the card yourself.

4. The customer service will finally inform you that if there is consumption or late payment from the last billing date to today's cancellation date, you should pay attention to next month's bill and repay it.

Note: card refund is completely free. Cancelled credit cards can be kept or cut and discarded. The bank won't ask you for a card again.

Under normal circumstances, it takes 45 days for the bank's credit card cancellation application to take effect. When canceling the card, you need to cut and scrape the magnetic stripe to avoid being stolen. But only if the credit card has no debt.

Many people are afraid of overdue credit cards because it will bring certain negative effects to individuals, especially personal credit information. Overdue credit reporting is most likely to lead to personal credit reporting problems. Once there is a problem with the credit information, it will affect the credit qualification in the future, that is to say, you can no longer borrow from the bank.