This special channel refers to a special repayment method provided by the bank to facilitate the cardholder's repayment, which usually includes the following contents:

1. Automatic repayment: the cardholder can associate the credit card with the bank account, set the automatic repayment function, and automatically deduct the credit card debt from the bank account on the due date of each month.

2. Online repayment: Cardholders can make credit card repayment online through bank websites, mobile banking and other channels.

3. Telephone repayment: The cardholder can call the customer service phone of the bank and make credit card repayment through voice prompts.

4. Counter repayment: Cardholders can make credit card repayment at the bank counter.