In 50 yuan, the annual fee of ICBC Easy Loan Credit Card is exempted for up to three years, and the annual fee of the following year is exempted for swiping the card for five times or more than 5,000 yuan. As long as you have a payroll service in China Industrial and Commercial Bank of China and have a good credit status, you can apply for an easy loan credit card at the business outlets of China Industrial and Commercial Bank of China and online banking.

ICBC Easy Loan Credit Card can be used in 50,000 merchants nationwide, including electrical stores, large department stores, luxury goods and jewelry crafts, travel agencies, education and training, automobile 4S stores, home stores, etc., which fully meet your consumption needs.

The cardholder of ICBC Easy Credit Card swipes the card at the merchant designated by ICBC to buy the goods above 600 yuan, and signs the receipt printed by the special POS to confirm, so that the installment payment can be completed in real time.

You can choose the installment number of ICBC Easy Loan Credit Card by yourself. One month is a period, and you can choose any one of the 24 periods, up to 36 periods at the longest. Flexible staging, the amount and time are up to you.

The installment fee of the Easy Loan Card is converted into the installment fee rate of different periods according to the benchmark interest rate of personal consumption loans published by the People's Bank of China in the same period, and charged according to the number of periods selected by customers. It is not only lower than the overdraft overdue interest rate of general credit cards, but also lower than the current credit card installment payment rate. The wage earners with low but stable income, strong immediate consumer demand and good credit records will be included in the business development scope.