Credit cards are not just for swiping purchases.

In addition to credit card consumption, credit cards can also be used for other payment methods, such as online payment, mobile payment, transfer, etc. According to the regulations of the People's Bank of China, credit cards can be used as a payment tool with multiple payment functions. Cardholders can make online and offline purchases through credit cards, and can also make online payments through mobile applications or bank websites. Moreover, credit cards can also be used to transfer funds from one credit card to another credit card or bank account. Therefore, credit cards are not just for swiping purchases.