There are four ways to repay by credit card, and the specific operation steps are as follows:
First, the savings card bundled repayment
Bundled savings card means that when you apply for a credit card, you are bound to the bank's savings card. Most cardholders are salary cards. Then the final repayment date of the credit card is after the entry date, so the bank will automatically deduct the money when it repays, so you don't need to remember the time. You just need to make sure that there is enough money in your debit card, which saves most of the time.
Second, online banking online transfer
When using a credit card, open the online banking of the issuing bank, so you don't have to worry about finding a bank and not being able to pay back the money. Just turn on the computer and log in to the online banking, enter the password and click the mouse to easily complete the repayment without paying any handling fee.
Third, third-party repayment.
Most customers who choose third-party payment are inconvenient to repay by credit card. They don't want to go door-to-door to the bank, so they download a software for their mobile phones and swipe their mobile phones to complete the repayment business for free. At present, there are Alipay wallets, as well as the palm life of China Merchants Bank, or WeChat launched by mobile phones can also pay credit cards online.
4. Repayment in Lacarra
There are definitely few banks that choose Lacarra, and there is no choice of bank outlets at all. Such as Citibank. There are only two banks in Beijing, so Lacarra comes in handy.
Credit card repayment means that when the cardholder's credit card consumption reaches the final repayment date, in order to ensure the cardholder's good credit record, the bill consumption funds will be returned to the bank.
Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Credit card online repayment is one of the main repayment methods of bank credit card repayment, and online repayment has become a common repayment method for credit card users.
1, payee's account name, and fill in the name of the credit card holder.
2. Payee's bank: fill in "Bank Credit Card Center".
3. Transfer to payee's account: fill in 16-digit credit card.
4. Remarks: Fill in "Credit Card Repayment".
How to repay the credit card with Lacarra?
How to repay the credit card with Lacarra? Karaka is a new intelligent payment terminal launched by UnionPay. Its usage rate is relatively high in Beijing and Shanghai, and it is easy to find. Cardholders can find them in convenience stores, supermarkets and community stores. It's very convenient to repay with this payment terminal. Cardholders can transfer money to credit cards at any bank with a debit card (savings card) marked UnionPay, and there is no charge for inter-bank transfer.
Pay back the credit card with a lesbian.
Supported credit card types and handling fees
Paying credit cards with Lalala only supports debit cards with UnionPay logo to pay credit cards. It should be noted that the credit card repayment fees of China Construction Bank, China Bank (except Shenzhen), Bank of Communications, Agricultural Bank, Industrial and Commercial Bank of China and Bank of Beijing are temporarily implemented at the preferential promotion price of 2 yuan/pen, and other banks have no handling fees for the time being.
Banks supporting repayment without card: Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, Bank of Beijing, Shanghai Pudong Development Bank, Bank of Guangzhou, China Guangfa Bank, Huaxia Bank and Minsheng Bank.
Credit card limit recovery time
The recovery time of the quota is calculated from the day after the transaction completion date. In order to ensure the normal use of your credit card and avoid delaying repayment due to misunderstanding, it is recommended that you complete the repayment three working days before the final repayment date. The recovery time of the quota will be adjusted with the notice of each bank.
How to operate Lacarra's credit card repayment?
Lacarra credit card repayment is a convenient way to repay credit cards. Cardholders only need to hold any UnionPay card to repay your credit card, and there is no handling fee in the repayment process.
Lacarra credit card repayment process: select "credit card repayment"-
Put the magnetic stripe of the credit card face down and swipe it quickly.
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Enter the repayment amount
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Quickly swipe UnionPay card with magnetic stripe facing down.
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Enter the mobile phone number to receive the prompt message.
-Enter the UnionPay card password
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The system prompts the completion of repayment and prints the repayment receipt.
Time of arrival: Lacarra said it was within three days, and many of them could arrive in real time.
. I wonder if my answer can help you. If so, I hope it can be adopted!
Lacarra credit card repayment steps
Hello, thank you for your concern and support for Lacarra.
The operation steps of credit card repayment with Lacarra are as follows:
1, the mobile phone needs to install Lacarra mobile phone client, and install and open the client software;
2. Click on the credit card repayment sign to enter the repayment page;
3. Click Repay Now for online repayment, and operate step by step according to the mobile phone Lacarra system prompts;
4. When prompted to install Lacarra, insert our Lacarra at this time;
5. Then enter the bank and repayment amount, and use Lacarra to repay (don't repay too late, the system will be shut down due to repayment at night).
If you have any questions, please feel free to contact us in the following ways!
Lacarra official website:
Lacarra Sina Weibo: Guan Wei Customer Service: @ Lacarra
Lacarra Customer Service Tel: 4007-666-666
Lacarra public wechat: ilakala
Lacarra, wish you a happy life!
How to operate Lacarra app and credit card?
Lacarra app also credit card steps:
1. After the user opens Lacarra app, go to the home page and click "Credit Card Repayment".
2. Then click "Replace Credit Card Now"
3. Then enter the credit card to be repaid, the credit card, the opening bank, the cardholder's name and so on.
Then you can repay the money according to the prompt.
How to return the credit card?
You can apply for credit card repayment through the following channels:
1. Zhang Yin: Please log in to Zhang Yin APP and click "Credit Card → Repayment" on the homepage to repay your own ABC credit card or someone else's ABC credit card; Click "Credit Card → Repayment → Set Agreed Repayment" to apply for automatic repayment of credit card arrears of ABC.
2. Online Banking: Please log in to personal online banking and click "Credit Card → Repayment → One-click Repayment" to return my credit card debt; Click "Credit Card → Repayment → Agreed Repayment" to apply for automatic repayment of my credit card arrears of ABC; Click "Credit Card → Repayment → Return Others' Cards" to return others' credit card debts of ABC.
Tips: If you need to return his credit card, you can transfer it.
(Answer time: June 25th, 202 1. In case of business changes, please refer to the actual situation. )
This concludes the introduction of how to return credit cards in Lacarra and how to return credit cards in Lacarra. I wonder if you have found the information you need?