What are the requirements for applying for a Bank of China credit card?

Any Chinese citizen who is between the ages of 18 and 65, has full capacity for civil conduct, has a legal and stable income, and has a business in China. Foreigners and compatriots from Hong Kong, Macao and Taiwan who meet the right of residence and other conditions can apply for Bank of China credit cards locally.

Document requirements for applying for a credit card: Chinese residents: a copy of the resident ID card, military personnel can provide a copy of the military officer ID card;

Foreigners: a copy of the passport and the "Foreigner Residence Permit" 》Copy or copy of "Permanent Residence Permit for Foreigners"; for Hong Kong, Macao and Taiwan residents: "Mainland Travel Permit for Hong Kong and Macao Residents" or "Return Permit for Hong Kong and Macao Compatriots" or "Mainland Travel Permit for Taiwan Residents".

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

How do foreigners apply for a credit card in China?

These are the conditions for foreigners to apply for a credit card: Overseas applicants should be 25-60 years old, have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank.

Required information: China Merchants Bank credit card application form, copies of the front and back of ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan Compatriot Card and Employment Permit; Hong Kong and Macao residents: return Township permit and employment permit/residence permit) and work certification documents issued by the unit.

In addition, providing the following information will help increase your credit limit, such as: copies of China Merchants Bank’s savings account statements for the past three months; original asset balance certificates for financial accounts opened by China Merchants Bank; copies of real estate certificates (including my name) + a copy of any utility invoice for the property in the past 3 months; a copy of my car driving license.

If you still have questions, you can continue to ask, or directly consult the bank’s customer service. I hope it will be helpful to you.

Hello, I have a foreign friend who applied for a credit card in China, but he applied for a CMB credit card. If you are ready to apply for a CMB credit card, maybe I can help you.

These are the conditions for foreigners to apply for a credit card: Overseas applicants should be 25-60 years old, have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank.

Required information: China Merchants Bank credit card application form, copies of the front and back of ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan Compatriot Card and Employment Permit; Hong Kong and Macao residents: return Township permit and employment permit/residence permit) and work certification documents issued by the unit.

In addition, providing the following information will help increase your credit limit, such as: copies of China Merchants Bank’s savings account statements for the past three months; original asset balance certificates for financial accounts opened by China Merchants Bank; copies of real estate certificates (including my name) + a copy of any utility invoice for the property in the past 3 months; a copy of my car driving license.

If you still have questions, you can continue to ask, or directly consult the bank’s customer service. I hope it will be helpful to you.

How do foreigners apply for a credit card?

Anyone with certain credit conditions can apply for a credit card, and there is no distinction between locals and foreigners. Generally speaking, the conditions to apply for a credit card are as follows:

1. ID card: over 18 years old.

2. Documents proving your ability to repay stably, such as employment certificate, income certificate, property ownership certificate, vehicle ownership certificate, and bank asset certificate.

Each bank has different standards for importing documents. It depends on the bank’s requirements. It should be reminded that at present, various banks have different conditions for applying for credit cards. Different customers require different special conditions, and the credit requirements for individuals are also different, and the detailed requirements will be different. Therefore, it is recommended that you call the credit card number Customer service telephone consultation!

Proof materials required to apply for a credit card:

1. Resident ID card or passport.

2. Work certificate (work certificate or certificate from the relevant personnel department, the basic requirement is that the working time is more than three months).

3. Proof of income (certificate of income issued by the financial department of the unit. If you start your own business, a copy of the industrial and commercial license and tax payment certificate are required). The above are the most basic materials required for applying for a credit card. At the same time, if you can provide your own Real estate certificate or self-owned vehicle certificate will greatly increase the success rate of card application and increase the overdraft limit.

Can a passport be used to apply for a credit card?

A bank comes to work to apply for a card, but you need to provide a personal ID card to apply for the card. I just have my ID card. Can I use my passport instead? Can my passport be used to apply for a credit card?

Generally, the documents that domestic residents need to provide when applying for a bank credit card include identity documents (usually a copy of the second-generation ID card), residence certificate, work certificate, income certificate and appropriate Property certification documents, etc. Some banks require that if the ID card is lost, it can be replaced by a copy of the user ID card or a copy of the military officer's ID card; if a Hong Kong, Macao and Taiwan resident applies for a credit card in the mainland, a copy of the Mainland Travel Permit for Hong Kong and Macao residents and the Mainland Travel Permit for Taiwan residents are required. as proof of identity. Foreign residents applying for a credit card in mainland China must provide a copy of their passport. Domestic residents cannot apply for a credit card with their passport instead of their ID card.

This concludes the introduction to the process of applying for a credit card with a passport and applying for a credit card with a passport. Have you found the information you need?