Method:

1. You can go directly to the ATM machine and withdraw money according to the available limit.

2. You can use a POS machine to swipe your card.

Credit card cash withdrawal is different from credit card overdraft. It is equivalent to borrowing cash from the bank in advance, so it will be regarded as a loan by the bank and charge corresponding fees. In addition to a handling fee of 1%-3% of the cash withdrawal amount, an interest of 0.05% will be charged daily from the date the cardholder withdraws cash. After withdrawing cash from a credit card, the repayment is to pay back the interest, fees and other parts first, then the cash withdrawal part, and finally the overdraft part.

Extended information

Be careful when using credit cards:

1. Be careful of passwords being stolen by phishing websites. We will be wary of links from unknown sources, but many people will be "succumbed" to links sent by relatives and friends because they relax their vigilance. Therefore, when encountering the above situation, we must be more vigilant. It is best to open the link before clicking on it. Call to confirm authenticity.

2. Pay attention to the role of passwords. A password is a protective wall that protects information. We should not only pay attention to the setting of credit card passwords, but also pay attention to the setting of passwords for mobile phones, computers and other electronic devices.

First of all, pay attention to the security of credit card passwords, and do not set the credit card passwords to be the same as passwords for QQ, WeChat, etc.; secondly, users who need to use mobile phones or computers to operate bank accounts should pay attention to calling the , Set a password for your computer and change it frequently to avoid information leakage.

3. We must check credit card consumption records regularly. Once we find abnormal credit card consumption records, unclear consumption paths, etc., we must contact the bank customer service immediately to avoid greater losses.

4. Do not easily connect to wifi hotspots from unknown sources in public places. These WiFi hotspots are likely to allow Trojan viruses to invade electronic devices and obtain your personal information.

People's Daily Online - The correct way to prevent fraud! Please put an "anti-theft lock" on your credit card

Baidu Encyclopedia - Credit Card