Hello, after the credit card account is settled, please call the credit card customer service hotline 4008205555, enter your ID number or++and inquiry password according to the voice prompt, and then select "9" to transfer the service specialist to cancel the account for you. Cancellation is free, and it is not possible to cancel the account through the network at present.

China Merchants Bank credit card, will it be cancelled automatically if it is not opened? Will there be an investigation?

China Merchants Bank's credit card is not activated, and there is no annual fee. If the credit card has not expired, it will not be cancelled, and there is no other responsibility. You can also cancel your credit card. Credit card cancellation method: 1. Before canceling the credit card, please confirm that the account has no debt and no balance; 2. When canceling the credit card, call the customer service phone of the credit card to apply for cancellation. It is completely free to cancel the credit card, and there is no cancellation fee.

My CMB credit card has not been opened yet. How to cancel it?

Credit cards that have not been opened can be cancelled, generally without any cost, and will not affect personal credit (except for some types of cards, such as some platinum cards, even if they have not been opened, they will be charged).

Credit card cancellation method:

1.

Telephone card sales: cardholders can call customer service to apply;

2.

Selling cards at outlets: Some banks let cardholders bring their ID cards and credit cards to any local outlets to sell cards. After completing the application form for account cancellation, the bank will report a copy of the cardholder's ID card and the completed application form for account cancellation to the head office. After a period of time, the cardholder can call to check whether his credit card has been cancelled.

3.

Cancel the credit card at the designated place: A few banks need to cancel the credit card at the designated place.

Will China Merchants Bank's credit card be automatically cancelled if it is not activated?

China Merchants Bank credit card is not activated and will not be automatically cancelled.

Credit cards are not activated: ordinary cards and gold cards will not generate annual fees; Some platinum cards may generate an annual fee; Whether to activate or not will also generate an annual fee, which will be informed when handling the credit card and deducting the annual fee.

The main features of credit cards:

1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

4. Credit cards can reduce the use of cash and currency;

5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

6. Credit cards can simplify the collection procedures and save social labor;

7. Credit cards can promote commodity sales and++social demand.

Main types

According to different card issuers, it can be divided into bank cards and non-bank cards.

Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.

Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.

According to the different issuing banks, it can be divided into corporate cards and personal cards.

Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.

Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary card. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and the requirements are not high.

Gold card. Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.

How to cancel the credit card of China Merchants Bank if it is not activated? Pay attention to these matters!

China Merchants Bank has a wide variety of credit cards, exquisite cards and various preferential activities, which have attracted many cardholders to apply for cards. However, there are often card friends who feel that it is not necessary to activate the credit card after getting it, but they don't want it to become an idle card, so they want to know how to cancel the inactive credit card. If you have similar troubles, I'll tell you!

1. How can I cancel the credit card of China Merchants Bank if it is not activated?

In fact, whether the credit card is activated or not, it is the same method to cancel the card. You can return your card by phone or directly at the counter, but there are still some subtle differences in different ways. Here is a brief introduction:

1, calling card cancellation:

Call the 24-hour customer service hotline 400-820-5555 on the back of the credit card with the reserved mobile phone number filled in when handling the card, press 1 to select Mandarin, then enter the ID number and inquiry password, press 9 to switch to manual service, and ask manual customer service to cancel the card. Customer service will handle it for you after verifying your identity information.

2. Cancel the bank counter

Bring my valid ID card and China Merchants Bank credit card to cancel the card at the counter of any branch of China Merchants Bank.

Two. Precautions for cancellation of China Merchants Bank's credit card:

1. Make sure that your credit card is in arrears before you cancel it. After all, some high-end credit cards will generate annual fees even if they are not activated. This annual fee will be directly deducted from the credit card and charged to your credit card bill. If there is any arrears, you must pay off the arrears before you can return the card.

2. Credit card cancellation is different from account cancellation. Generally, the account will be automatically cancelled after 45 days. You can call to confirm whether to close the account after 45 days.

3. The unactivated credit card of China Merchants Bank cannot be used again after cancellation, and a new card must be applied.

Summary: How to cancel China Merchants Bank's credit card if it is not activated? The process is actually very simple, no different from activating a credit card. Before canceling the card, be sure to confirm that there is no debt on the credit card, and pay attention to whether there is any new debt in the card within 45 days of cancellation. It should be noted that the card cannot be used after cancellation. It is recommended to consider carefully before canceling the card.

This concludes the introduction of China Merchants Credit Card cancellation and China Merchants Credit Card cancellation. I wonder if you have found the information you need?