If by the end of the year, the user meets the conditions for increasing the credit card (debit card) limit, and the bank re-evaluates the user within this period, then the credit card (credit card) may increase the limit at the end of the year. And the user does not meet the conditions for credit card (debit card) to increase the quota, or the bank does not re-evaluate the user at the end of the year, then the credit card (credit card) will not increase the quota at the end of the year.

For users, as long as they keep a good credit record and credit card record, they have a certain chance to get an invitation to increase the quota. After using the card for a period of time, if the credit card (debit card) has no promotion quota, you can also apply for the promotion quota on your own initiative.