Physical validity:
① The design life of magnetic stripe card is ten years;
② The design life of the chip card is thirty years.
Effective period of actual use:
(1) The magnetic stripe card is properly kept and can be used for three to five years;
(2) The chip card is properly kept and can be used for five to ten years.
Service effectiveness:
① The validity period of the savings card has been cancelled, and the card can be held for life without damage;
② Credit cards are generally valid for three to five years, with different brands in different periods. After the expiration, the bank will review and decide whether to extend it.