In daily life, it is inevitable that there will be a situation of insufficient cash flow. At this time, users will choose to use credit cards for cash flow. However, there are so many credit cards on the market for credit card application platforms. Which credit cards are suitable for application in 2023? These are most suitable for users to handle! Below, the editor will introduce it in detail.
1. Everbright Bank Douyin Platinum Card. This small platinum plan is free of annual fees and is more suitable for young users who have been working for several years. The main rights and interests enjoyed are: random discounts on shopping privileges on JD.com and Suning, with a maximum discount of 188 yuan; 50% off on word-of-mouth payments at Douyin Internet celebrity food stores, random instant discounts on JD.com shopping on Internet celebrity products; points for Alipay and JD.com shopping, and birthdays on both sides of the month times points.
2. Agricultural Bank of China Leisure Platinum Card. Suitable for young and middle-aged white-collar customers, the annual fee is waived in the first year, and the annual fee is waived for the next year after swiping the card 12 times. It also enjoys 72-hour loss reporting insurance, and is exempt from many fees such as withdrawal fees and cost of production fees from local banks in the same city.
3. Bank of Communications Y-POWER card. The target users of this card are young people under the age of 30. The application threshold is low. As long as you meet the bank's card issuance conditions, it is not difficult to successfully apply for the card. It is more suitable for novices. In addition, the Y-POWER card limit issued by the bank is generally around 5,000 yuan, and the limit can be gradually increased by frequent card swiping; the cash withdrawal limit can reach 100 of the credit card limit, and the cash withdrawal fee is as low as 5 yuan per transaction.
4. CITIC Bank Baitiao co-branded card. Although it belongs to the gold card level, this card is easy to apply for and is issued quickly. It is a worthy choice for novices applying for a credit card. It can be used in conjunction with JD Baitiao to enjoy an interest-free period of up to 80 days. As a Jingdong little white card, credit card points can be exchanged for steel coins, and one steel coin is worth 1 yuan in cash. You can also enjoy Jingdong Mall discounts and flight delay insurance of up to 1,000 yuan.
5. Guangfa Bank Taobao Card. The co-branded credit card jointly issued by Guangfa Bank and Taobao is suitable for cardholders who like Taobao shopping. At the same time, because it has a low application threshold, it is also more suitable for novices. The consumption of this card accumulates Jifenbao, every 5 yuan spent = 1 Jifenbao; you can grab up to 1 million Jifenbao every month; you have a chance to get Jifenbao by swiping the card on Friday; Jifenbao can be spent as money on Taobao .
The above are all credit cards that are very suitable for users. You can submit an application based on your actual needs and repayment ability to avoid excessive borrowing and eventual inability to repay.