What is the credit card limit attached to the mortgage?
After the lender handles the mortgage in the bank, the bank will default that the lender belongs to a better customer. In the case that the lender has a house mortgage, the bank feels that the risk of the lender is relatively small. In order to complete the card issuing task, the bank will give the lender a credit card to handle the business when lending the mortgage.
For example, in China Merchants Bank, after the lender has applied for a mortgage in China Merchants Bank, the general bank will give the lender a gold card business with a fixed amount of 6.5438+10,000-500,000 yuan. If the monthly income of the lender is not so high, China Merchants Bank will also handle credit cards that are not gold cards or ordinary cards, generally around 30,000-50,000.
The credit card attached to CCB's mortgage is generally between 1 1,000-50,000 yuan. If the lender has good qualifications, excellent assets, excellent academic qualifications and excellent salary, it can also apply for a platinum card with a quota of more than 50,000 yuan.
But in most cases, after the lender has finished the mortgage, the bank sends a universal card or a gold card. Platinum card, a high-level and large-amount credit card, still needs the lender to have certain economic strength and credit accumulation before it can actively apply. Of course, if the lender has a good habit of using the card and has a good record of subsequent card use, the amount of credit card attached to the mortgage will rise faster.
The above is the related content sharing of "credit card additional mortgage", I hope it will help everyone!