The annual fee is free in the first year, and the annual fee is free in the following year if the consumption is over 6 times or the accumulated consumption is over 2000 yuan.

Annual fee for Dunhuang co-branded card of Everbright Credit Card: one year in 300 yuan, free in the first year, and six times in the second year. Everbright Credit Card UnionPay CYTS Credit Card Annual Fee: one year in 200 yuan. The annual fee is free in the first year after activation (the "first year" is calculated according to the card-making date), and the annual fee is free in the following year if the consumption (including online payment and excluding cash withdrawal) is over 3 times or the accumulated consumption is over 2000 yuan.