Fast.

Currently, I also hold a credit card from China CITIC Bank. It is also one of the few credit cards with a fast increase in limit and a fixed limit of more than 100,000. China CITIC Bank has serious polarization among cardholders. Those who can withdraw money will do whatever they want to do, while those who can't can sometimes fail to use the same card maintenance method. CITIC Bank is not overly sensitive to amounts, and it can handle both large and small amounts. In general and entertainment merchants, there is no problem in spending larger amounts.

In order to increase your credit card balance normally, the most basic and critical factor is to repay the bill arrears on time, maintain a good repayment record, and avoid overdue payments. No bank likes its cardholders to make late repayments. Frequent overdue payment will not only affect our CITIC credit card limit increase application, but also affect our handling of other bank credit services.

The easiest way to raise the limit at CITIC Bank is to apply for new express cash and Dream Realization Fund. When the new quick cash or dream gold installment is about to end, if you settle it in advance, the fixed amount will usually be withdrawn next month. If we want to quickly increase the credit limit of our CITIC Bank credit card, we also need to keep our credit report in good condition.

It is recommended that you try to use CITIC credit cards in daily life to make purchases in various scenarios, and increase the number and types of purchases per bill month. In particular, consumption in the bank's internal mall through the CITIC Credit Card APP is the most helpful for increasing your credit limit. If our spending power is average and the amount of each bill is less than 10% of the total credit card amount, it will be difficult for the bank to increase our credit limit. When using CITIC credit cards on a daily basis, try to keep the bill amount in each period to reach more than 60% of the total credit card amount. This will make the bank think that we have a certain spending power, and then increase the limit for us.

About CITIC Bank

CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and changed to its current name at the end of 2005. CITIC Bank is one of China's national commercial banks, headquartered in Beijing. The main shareholder is CITIC Corporation of China.

As of mid-2021, CITIC Bank has 1,410 business outlets in 153 large and medium-sized cities in China, and has subsidiaries at home and abroad including CITIC International Financial Holdings Co., Ltd. and CNCBI (Hong Kong) Investment Co., Ltd. , CITIC Financial Leasing Co., Ltd., CITIC Financial Management Co., Ltd., CITIC aiBank Co., Ltd., Altyn Bank and Zhejiang Lin'an CITIC Rural Bank Co., Ltd. 7 subsidiaries.