Your behavior is called cashing out. At present, the bank definitely does not recommend it, which will lead to two results. One is that the card amount will be reduced after being recognized by the bank. The other is that the card can not be used, and the bank has the right to stop your card directly. Moreover, if you are doing business, you may not be able to change it or the capital turnover is ineffective, which leads to the failure to repay the loan on time. This will lead to long-term bad credit, and if the circumstances are serious, it will be suspected of credit card fraud. So please be careful ~ good luck ~