How much credit card debt is put on file

If the credit card debt is more than 5, yuan, the bank reported credit card fraud for six months, and the public security department put on file to arrest it.

what behaviors constitute credit card fraud

1. fraudulent use of forged credit cards. The so-called use includes various services such as purchasing goods with credit cards, withdrawing cash from banks or ATMs, and accepting credit cards for payment and settlement. This

2. Use invalid credit cards for fraud. The so-called invalid credit card refers to the use of credit cards that have lost their effectiveness for legal reasons.

3. fraudulently use someone else's credit card to cheat. The so-called fraudulent use of someone else's credit card refers to the act of non-cardholders using the cardholder's credit card in the name of the cardholder to defraud property. If you use a picked-up credit card; Without the consent of the cardholder, using a credit card kept by the cardholder for consumption, etc.

4. Use a credit card for malicious overdraft. Credit card overdraft means that the cardholder can still use the credit card for consumption with the approval of the bank when the funds in the credit card account of the issuing bank are insufficient or no longer available.

although there are many ways to repay the arrears in foreign currency accounts of credit cards, there are still two major problems to be noted.

First, due to the real-time fluctuation of exchange rate, it is suggested that cardholders should be more relaxed when making deposits, because once they can't repay in full, all the arrears will be charged at the interest of five ten thousandths per day from the day of consumption, which is very uneconomical for cardholders.

Second, the repayment of foreign exchange purchased by telephone may not arrive in real time. * * Credit card said that it may take 1 to 3 working days to receive the account. A customer service staff of a credit card introduced that the cardholder can check the account on the second day after the repayment of foreign exchange, while the customer service of * * credit card only makes a registration of foreign exchange purchase, and the official repayment of foreign exchange needs the bank staff to be carried out within the next 3 working days. In other words, the purchase of foreign exchange by telephone requires the cardholder to manage the advance amount. If the purchase of foreign exchange is delayed until the last repayment date, interest may be charged for overtime.