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Credit card 5000 points 24 periods
Total handling fee =5000*7%=350 yuan, not interest, but handling fee, which is charged according to the total installment amount of 5000.

Monthly repayment of principal =5000/24=208.33 yuan.

How much depends on the specific bank every month. Some banks require all expenses to be paid in the first installment. If so, your down payment amount =208.33+350=558.33.

Repayment in future installments =208.33.

Some banks charge monthly installment fees. For this kind of bank, your repayment amount per installment = 208.33+350/24 = 222.438+0.