1. Introduction to Sunshine Car Easy Loan Sunshine Car Easy Loan refers to the loan issued by Rizhao Bank to borrowers for the purchase of family cars (including second-hand cars) that are not for profit and have no more than 7 seats. loan. Warm reminder: The Cheyidai credit limit can be up to 80% of the car purchase invoice price (excluding various additional taxes, fees and insurance, etc.), 50% of the actual transaction price of used cars, and can be appropriately increased to 85% for new energy vehicles;
2. Application conditions for Sunshine Auto Loan: 1. Have a valid identity document; 2. Work stably and reside in the location of the agency for 6 months (inclusive) or own commercial housing in the location; 3. Have a fixed occupation And have a stable source of income; 4. Good credit; 5. Have a legal and valid car purchase contract or agreement; 6. Proof of down payment for car purchase; 7. Bank card issued by Rizhao Bank; 8. Other conditions stipulated by Rizhao Bank.
3. Sunshine Auto Loan application materials 1. "Rizhao Bank Personal Consumption Loan Application Form"; 2. Applicant's ID card; 3. Applicant's income certification materials; 4. Additional *** and repayment The payer must also provide *** and the repayer’s ID card, income certificate and other other materials required by Rizhao Bank; 5. Other materials required by Rizhao Bank.