It must be around the current time. If it is less than the current time, your ID card has expired or become invalid.

Extended data:

After the credit card is approved, it needs to be made into a card. It usually takes about 1-2 working days. After the card is issued, it will be notified by SMS:

1. If it is registered mail, it will be received in about 7- 15 days;

2. If it is sent by EMS, it will take 3 to 4 days for the whole country, 2 days for this province and 7 days for foreign countries (countries that have signed peace treaties with China);

3. After receiving the SMS notification from the bank card, you can check the delivery progress through the single number in official website Post;

The above is calculated from the time when the bank sent it, excluding the time when the business card was printed.

Credit card application conditions:

1, age18;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a fixed work certificate;

5 proof of income stamped with the financial seal of the unit;

6. Other financial certificates, such as bank deposits, real estate, automobiles, stocks and bonds. ;

7. Social endowment insurance certificate;

8. Provide two contacts.

The first three conditions must be met. Try to provide 4-8 pieces of supporting materials, which can specifically include the following information, be as selective as possible, ensure the smooth passage of the audit and increase the amount of information.

After the general credit card application is successful, all the credit cards received have not been activated, and the credit cards that are not activated cannot be used. You need to activate the credit card as required to use it normally.

There are usually three ways to activate a credit card:

1. To activate through the counter of the bank where the credit card is located, I need to come forward and my original ID card and credit card;

2. Call the credit card service phone on the calling card to activate;

3. Log in to credit card online banking and activate online.

Service phone activation method:

1. Call the 24-hour customer service hotline displayed on the back of the credit card. After selecting the corresponding language, please enter the cardholder's card number and inquiry password;

2. According to the voice prompt, select the card activation option under the menu of "Credit Card Activation and Password Management";

3. Enter the last 3 digits printed after the signature column on the back of the cardholder's credit card, and press # to confirm;

4. Enter the cardholder's home phone number, and then press # to confirm;

5. Enter 6 digits as the cardholder's transaction password and press # to confirm;

6. Enter the 6-digit transaction password again and press # to confirm;

7. The transaction password was set successfully.

Online credit card activation method: Take Huawei mobile phone P30 as an example, and download the Bank of Communications APP in the application market.

1. First, open the homepage of Bank of Communications APP, log in to the online banking page of Bank of Communications credit card, and enter the cardholder's card number and password;

2. Please modify the query password in time after logging in;

3. After the initial password of the credit card is successfully modified, please log in to the online banking again;

4. After logging in for the second time, please click "Credit Card Activation" and enter the last 3 digits printed in the signature column on the back of the credit card and the home phone number according to the page prompts;

5. After successful activation, enter 6 digits as the transaction password according to the prompt;

6. If the "password confirmation transaction" function is not checked on the application form, the transaction mode can be changed to password+signature mode after setting.