What are the banks that can handle credit cards?

There are many banks that can handle credit cards, for example:

1. The four major state-owned banks: China Construction Bank, China Bank, Agricultural Bank of China, Industrial and Commercial Bank of China.

2. Joint-stock commercial banks: Ping An Bank, Guangfa Bank, China Everbright Bank, Industrial Bank, Shanghai Pudong Development Bank, China Merchants Bank, Huaxia Bank, CITIC Bank, etc.

3. City commercial banks: Bank of Beijing, Bank of Shanghai, Bank of Hankou, Bank of Tianjin, Bank of Hebei, Bank of Ningbo, Bank of Jiangsu, Bank of Shengjing, Bank of Nanjing, Bank of Guangzhou, etc.

Introduction to China Construction Bank:

China Construction Bank (China Construction Bank), formerly the People's Construction Bank of China, was established on October 1, 1954 (later established on March 26, 1996 Officially changed its name to China Construction Bank). The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.

Introduction to Ping An Bank:

Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province. Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its holding subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38%, and are the controlling shareholders of Ping An Bank.

Introduction to Everbright Bank:

China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was established in August 1992. It is a national joint-stock system approved by the State Council and approved by the People's Bank of China. Commercial Bank, headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.

Which banks can apply for credit cards? Please tell me their names

The credit cards of each bank are similar. It mainly depends on the activities. Many banks have overseas cashback activities, such as China Construction Bank. , Bank of Communications, Bank of China, etc. You can choose the card type you like according to your personal preferences.

Which bank credit card is better?

Agricultural Bank of China Credit Card, Industrial and Commercial Bank of China Credit Card, Bank of Communications Credit Card, China Construction Bank Credit Card, and Shanghai Pudong Development Bank Credit Card are all credit cards with good reputations.

1. Agricultural Bank of China Credit Card:

Agricultural Bank of China Credit Card takes innovation as its main line and has successively launched standard series of cards, business card series, platinum cards and various regional cards according to different customer groups. A series of products such as co-branded cards and specialty cards meet the needs of different customer groups.

In addition to providing a series of thoughtful features such as increasing the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of losing the card, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods. Serve. Combining the advantages of outlets throughout urban and rural areas, network advantages and product advantages to form powerful functional advantages.

2. ICBC Credit Card:

ICBC Credit Card is the credit card with the highest circulation in China. The main types of ICBC Credit Card include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card. ; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to the credit grade, it is divided into: platinum card, gold card and ordinary card; according to the issuing object, it is divided into business card and personal card, among which Personal cards are divided into primary cards and secondary cards.

3. Bank of Communications Credit Card:

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its users are positioned as a group of people who are interested in life and career. Ideals, pursuits, know how to enjoy, and are more willing to struggle. Sometimes there are people who want to study, do business, research or travel abroad.

Bank of Communications Credit Card is also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing HSBC's advanced technology and management. It brings together the dual advantages of global and local, takes the Chinese global card as its theme, and advocates a new consumer culture and card-using experience. , providing preferential treatment and considerate services all over the world.

4. China Construction Bank Credit Card:

China Construction Bank Longka Credit Card is a credit card brand with 90 million customers. It adheres to the customer-centered concept and provides customers with professional financial services and Convenient payment experience. There are more than 100 credit card products in multiple series such as Dragon Card Family Love Card, Global Popular Card, Tencent Game Card, etc.;

Meet customers’ various consumption needs such as domestic and overseas transactions, family care, and installment financing. Special offers such as Dragon Card Saturdays, cash rebates for overseas purchases, and a variety of installment products help customers manage finances easily and consume smartly.

5. Shanghai Pudong Development Bank Credit Card:

Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free. Pufa Meng Card allows consumers to choose products and rights. Customers customize cards according to their needs, including selecting card material, card surface pattern, exclusive rights, and card organization. The bank then makes a credit card based on the customized information.

Which banks have credit cards

Mainland banks mainly include Industrial and Commercial Bank of China, China Merchants Bank, Agricultural Bank of China, China Construction Bank, Bank of China, China Minsheng Bank, and China Everbright Bank. China CITIC Bank, Bank of Communications, Industrial Bank, Shanghai Pudong Development Bank, People's Bank of China, Huaxia Bank, Shenzhen Development Bank, Guangdong Development Bank, China Development Bank, Postal Savings Bank of China, Export-Import Bank of China, Agricultural Development Bank of China.

Domestic cash advance handling fees of major banks:

ICBC’s local branches have no handling fees

China Everbright Bank charges 2.5% of the cash withdrawal amount, with a minimum charge of 3 yuan, up to 200 yuan

Agricultural Bank of China transaction amount 1, minimum 1 yuan

China Construction Bank cash withdrawal amount 1, minimum 10 yuan, maximum 500 yuan

Bank of China’s local branch has no handling fee

China Merchants Bank charges a minimum of RMB 10 for cash advance 1 (the first payment of city series credit cards is free of handling fee)

Bank of Communications transaction amount 1, minimum RMB 5 per transaction (new standard)

2.5 of the transaction amount of Ping An Bank, minimum RMB 25 per transaction

0.5 of the cash withdrawal amount of China Minsheng Bank, minimum

Industrial Bank charges RMB 2 for cash advance, and the minimum charge is RMB 20

CITIC Bank charges RMB 3 for cash advance, and the minimum charge is RMB 30

3 of the cash withdrawal amount from Shanghai Pudong Development Bank, with a minimum of RMB 30 yuan

2.5 of the cash withdrawal amount with Guangfa Bank; a minimum of RMB 10 yuan

According to the prompt announcement, advertising publishers and advertising operators Investors must conscientiously perform their legal responsibilities and obligations for advertising release review, check relevant supporting documents in accordance with relevant laws and regulations, verify the content of credit card-related advertisements, and shall not design, produce, act as an agent, or issue credit cards for intermediaries without business licenses or without authorization from the card issuer. Advertisements;

Credit card-related advertisements must not contain " ", "credit card loan", "POS consumption cash withdrawal", "cash withdrawal by card swiping", "one-stop service for card application and swiping card", "repayment of credit card overdrafts" " and other illegal and illegal provision of credit card processing and cash withdrawal services; credit card holders should enhance their legal awareness, consciously abide by relevant national regulations, apply for and use credit cards through appropriate channels, so as to avoid damage to their own rights and interests.

Extended information:

Credit cards are divided into credit cards and quasi-credit cards. A credit card means that the cardholder has a certain credit limit and can consume within the credit limit. A credit card that is repaid later; a quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient to pay, the quasi-credit card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

Reference links: Credit card Baidu Encyclopedia China State Administration for Industry and Commerce website Credit card cash withdrawal-Baidu Encyclopedia

What are the names of the credit cards issued by major banks?

Bank of China: Great Wall Business Card, BOC Card Agricultural Bank of China: Golden Harvest Dual Currency Credit Card Industrial and Commercial Bank of China: Peony Dual Currency Credit Card Construction Bank: Dragon Card Dual Currency Credit Card Bank of Communications: Pacific Dual Currency Credit Card Coin credit card, Liu Xiang card has recently been launched by China Guangfa Bank: True Love Card, MF Card, Regular Card Pudong Development: Wow Card Industrial Bank: Garfield Card Minsheng Bank: ID Credit Card Everbright Bank: Fucard China Merchants Bank: Sunflower, MSN, Ruili, China CITIC Bank: Star Card Shenzhen Development: Shenzhen Development Bank Credit Card General banks in China can issue credit cards, such as: China Construction Bank, ICBC, Postal Service, Agricultural Bank of China, Transportation, etc. all have credit cards, as long as the conditions are met. Carry out processing. The most important conditions for applying for a credit card are: ① Aged 18-60; ② Have a stable job and income; ③ The necessary application documents are copies of identity certificates and work certification documents; ④ Provide other financial documents. Detailed application materials are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card; 2. Proof of employment: it can be issued by the unit where you are employed. Original work certificate (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or a copy of the original work certificate/plate that has been verified by the promoter and marked; 3. Proof of financial resources : It can be salary records issued by banks, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other information that can prove your financial level. . 4. Other documents available for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc. You only need to meet the conditions to proceed.

Let’s stop here for an introduction to any bank’s credit cards.