1. Design of credit card.

The background color of gold cards is generally golden yellow, which highlights the characteristics of gold cards; Puka has different colors and no obvious characteristics, and generally does not take gold as the keynote.

2. Preferential merchants have different discounts.

Because of the different grades of cards, the credit card discounts you can enjoy will be different. General credit card gold cards can enjoy higher discounts in preferential merchants; Puka can enjoy a slightly lower discount, just like a series of cards. In the same merchant, Gold Card enjoys 20% discount and Puka enjoys 10% discount.

3. Credit card points are accumulated in different ways.

Puka points 1 yuan 1 points, double points in the month of the cardholder's birthday; Gold cards usually earn 1 yuan 2 points, and the cardholder's birthday month and the cardholder's children's birthday month are double points, that is, quadruple points.

4. The coverage of lost cards is different.

After the cardholder loses his card, the bank will bear the annual credit card theft limit of10.5 million yuan; Credit card ordinary card 10000 yuan.