Legal analysis: Even if the account is canceled, the credit card still needs to be repaid. If the account of the party concerned is cancelled, as long as the bank can prove that the party and the identity of the person who has been canceled belong to the same person, the party still needs to repay the bank's debt. money.

Legal basis: "Regulations on Household Registration of the People's Republic of China" Article 8, paragraph 1, of the death of a citizen, before the burial in urban areas and within one month in rural areas, by the head of the household, relatives, dependents or Neighbors report death registration to the household registration authority and cancel their household registration. If a citizen dies in the place of temporary residence, the household registration authority at the place of temporary residence shall notify the household registration authority at the place of permanent residence to cancel the household registration.

Paragraph 2: If a citizen dies due to an accident or the cause of death is unknown, the head of the household or the person who discovered the death shall immediately report the death to the local police station or the township or town people's committee.