What kind of card does China Construction Bank Credit Card 4895920320855686 belong to?
It should be China Construction Bank Global Payment Credit Card (UnionPay + VISA dual logo version), which is a small platinum card. It can be used at home and abroad. You can swipe the card abroad. Automatic settlement into RMB, no handling fees, very suitable for overseas shopping or outbound travel. The annual fee for this card is 580 yuan/year. If you use it ten times a year, with no limit on the amount, the annual fee can be waived. I have one, 48959203, the first eight digits are the same. (p.s:++Don’t post them all, it’s not safe. Remember to hide the last 8 digits in the future!)
What does a CCB ordinary credit card look like?
The most classic and simple This is the standard Dragon Card credit card, with a golden card surface and a dragon printed on it.
The credit cards issued by China Construction Bank Credit Card Center are all named "Dragon Card". At the same time, CCB, as the earliest state-owned bank in China to issue credit cards, has many types of credit cards.
The publicly issued Dragon Card types include: Dragon Card Diamond Credit Card, Dragon Card Platinum Credit Card, Dragon Card Standard Platinum Card, Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB Barbie Card, Transformers Dragon Card, Dragon Card Champion Football Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (++ Cup) Tennis Card. .
Extended information:
Main functions:
Annual fee exemption policy: Swipe the Gold Card 3 times to waive the annual fee for the following year (excluding business cards, Special cards such as car cards)
Cash withdrawal handling fee: Domestic: 1‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars.
Maximum interest-free period: 50 days
Multi-account management: Limit *** and enjoy independent repayment on the billing day.
Alipay: You can use it after online registration. The single transaction and daily limit are both 5,000 yuan.
Instalment business: Supports interest-free installments (3 installments, 6 installments, 12 installments) at specific merchants. Issue, Issue 24). After a single purchase of more than 1,000 yuan, you can apply for installments (3, 6, or 12 installments) by phone. Each installment will incur different handling fees depending on the number of installments.
Billing date: 27th of every month, can be modified once a year.
Card type: Gold card (limit 10,000-50,000 yuan)
Currency: RMB
China Construction Bank Credit Card provides you with cash withdrawals (cash withdrawals) Services, cash withdrawals (cash withdrawals) are subject to a cash withdrawal fee. According to the relevant regulations of the People's Bank of China and the State Administration of Foreign Exchange, within the country, the cumulative amount of daily cash withdrawals (cash withdrawals) per card shall not exceed RMB 5,000 (excluding withdrawals at overpayment outlets);
Baidu Encyclopedia-CCB Credit Card
Which type of CCB credit card is the best?
There are many types of CCB credit cards. The following three are better:
1. CCB Zhiyin Long Card.
2. CCB Barbie Beauty Credit Card.
3. CCB Long Card global payment credit card.
The annual fee is charged as follows: 160 yuan/card for the main card and 80 yuan/card for the supplementary card. If the card is swiped more than three times a year, the annual fee will be waived. The maximum cash withdrawal ratio is 30%, the cash withdrawal fee is 0.5% of the cash withdrawal amount, the minimum domestic fee is 2 yuan, and the interest-free period is 20-50 days.
The differences between the regular card, gold card and platinum card of China Construction Bank Credit Card:
1. The annual fees are different
The annual fee for the regular card of China Construction Bank Credit Card is 80 The annual fee for the gold card is 160 yuan; the annual fee for the platinum card is about 400-3,000 yuan.
2. Different limits
The limit of CCB credit card is between 1,000-10,000 yuan; the limit of gold card is between 10,000-50,000 yuan; the limit of platinum card is usually between 1,000 and 10,000 yuan. Between 5 and 1 million yuan, Xiao Platinum's authorized credit limit may also be 20,000 to 30,000 yuan.
3. Enjoy different rights and interests
The CCB Gold Card can enjoy higher discounts at preferential merchants than regular cards. However, platinum cards can usually enjoy high-end services provided by banks such as golf, SPA, physical therapy, airport transfers, and VIP lounges.
Basic functions:
1. Credit consumption: consume first and repay later, no deposit required in advance.
2. One card with dual currencies: It has dual accounts in RMB and USD, which can be used both at home and abroad. Domestic transactions are credited to the RMB account, and overseas transactions are credited to the USD account (single-currency credit cards do not have this function) .
3. Password optional: The first "domestic consumption password optional" function in China, which can be flexibly selected according to personal card usage habits. (You can set no password for small amounts and a password for large amounts).
4. Easy repayment: monthly statements are provided, and repayment methods are flexible and diverse: telephone foreign exchange purchase and repayment, outlet repayment, ATM machine self-service repayment, CDM machine self-service repayment and agreed account repayment , Online banking repayment.
5. Special merchants: Carefully select preferential merchants across the country to provide many preferential discounts.
6. Report loss by phone: If you lose your card, you can report the loss by phone. Once the loss report is effective, our bank will provide security without taking any financial risks.
7. Disputed payment: If a customer disputes any consumption payment, it shall be verified first and then paid.
8. Overseas rescue: If the card is lost overseas, emergency replacement cards and emergency cash withdrawal services will be provided.
9. Free hotline service: A dedicated 24-hour service hotline.
10. If you spend more than 1,000 yuan, you can apply for interest-free installment payment and only need to pay a small handling fee.
11. SMS reminder: Free SMS reminder if you spend more than 500 yuan.
12. Earn one point for every dollar spent. The points are permanently valid, and points are doubled from time to time.
13. The annual fee is waived for the first year, and the annual fee for the following years is waived if you swipe the card three times (except for car cards).
14. Points from various credit cards under the same customer’s name can be combined and used (except Popular Card and China Eastern Airlines Card).
15. When you purchase a ticket at a designated ticket purchase point by swiping your card with a gold card, you will receive a free aviation accident insurance of RMB 1 million and a regular card of RMB 500,000. The high amount of protection will accompany you with warmth and pleasure along the way.
Note: Gold card and regular card are basic cards. There are many kinds of cards according to different cooperative merchants or institutions. You can call CCB customer service for details. [img]
CCB Bank Card Cover Pattern
First, for CCB’s MyLove Credit Card, the applicant designs the card face style by himself. The card faces of other credit cards can be found on the credit card homepage. On the official website - hot products - select "More Products" to view all card faces;
Second, design the card face of MyLove Credit Card, enter the credit card service hall on the left side of the homepage - credit card online application - —Select the card type MyLove Credit Card—enter the card design after registration, and follow the webpage prompts to upload a picture of your choice that meets the specified pixels. You can also select pictures from CCB’s “Wonderful Gallery” on the card design homepage;
Third, we need to remind you that because it is a personalized credit card, the card needs to be printed separately. Therefore, customers will be charged a card production fee of 50 yuan when applying for a new card, replacing a card when it expires, replacing a damaged card, or reporting a loss. /card (other standard cards are free); a damaged card replacement fee will also be charged, and a loss report fee will be charged for a replacement card;
Fourth, if the customer needs to replace the MyLove credit card Please be sure to redesign and submit a new card page on the MyLove Credit Card website at least one month before the card expires.
Extended information:
Type introduction
1. Personal housing loan business
Personal housing loan business refers to China Construction Bank or China Construction Bank Loans entrusted to natural persons who purchase, construct, and overhaul various types of houses in cities and towns in mainland China.
China Construction Bank’s personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loans, housing loans, that is, second-hand housing loans, personal commercial housing loans, Personal housing mortgage loans, etc.), provident fund personal housing loans and personal housing portfolio loans.
2. Credit card business
As one of the earliest state-owned banks in China to issue credit cards, China Construction Bank already has many types of credit cards.
The credit cards issued by China Construction Bank are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (++ Cup) Tennis Card.
3. Silver Star International Money Transfer
CCB Silver Star International Money Transfer Business is a personal international money transfer business jointly launched by China Construction Bank and Silver Star International Money Transfer Company. Upon entrustment by customers, CCB provides small-amount international remittance business through Silver Star Express Company to pay personal overseas foreign exchange remittances or remit personal foreign exchange funds overseas.
4. Service situation
While consolidating the advantages of traditional businesses, emerging businesses such as investment banking have developed rapidly. In 2008, they achieved revenue of 3.203 billion yuan. By promoting the initial public offerings and repurchases of enterprises, Financing, mergers and acquisitions and restructuring, equity investment, project financing and other new financial advisory services.
Continuously expand financial advisory customers such as AA-level and above customers, multinational companies, foreign banks, large and medium-sized enterprises, etc. Only the financial advisory business achieved fee income of 2.377 billion yuan, an increase of 165.10%.
Baidu Encyclopedia - China Construction Bank
This ends the introduction of Construction Credit Card Pictures and Construction Credit Card Picture Collection. Did you find the information you need?