When shopping on Taobao, the buyer pays by credit card, and the handling fee charged is 1%, but the handling fee is not necessarily borne by the seller, but may also be borne by the buyer.

For credit card payment, the agreement on the payer is as follows:

If the seller has enabled the credit card payment function and paid by credit card, the handling fee of 1% will be deducted from the money received by the seller Alipay when confirming the receipt.

If the seller does not open the credit card payment function and uses the credit card to pay, the buyer will enjoy the free monthly 500 yuan/card quota, and the consumption within the free quota will be free of handling fees. If you spend more than the free amount, if you don't have a replaceable credit card, you will be charged a handling fee of 1%.

Therefore, if you run out of free credit card payment, please choose Alipay or savings card to avoid handling fees.