How many days is the grace period for ICBC credit card repayment?
Some credit cards of ICBC support a 3-day repayment grace period, that is, the credit card will be repaid in full within 3 days after the final repayment date, without additional interest, which is regarded as normal repayment and will not affect personal credit information. When making repayment, the cardholder can log in to the mobile banking, select the credit card to be repaid through the "Credit Card" page, and click "Repay Now" to handle the credit card repayment. In addition, credit cards in some areas can also switch to the "one-click repayment" function on the page to repay overdue accounts under their own names.
ICBC Credit Card Tolerance Repayment Business
ICBC stipulates that some credit cards support tolerance repayment service. If the bill of the previous period is less than or equal to the following amount on the due repayment date and grace period, it will be regarded as full repayment in the current period, and the unpaid part will not bear interest, except for overdraft cash withdrawal and transfer. Where 10 RMB, 1 GBP/USD/CHF/CAD/AUD/EUR/NZD, 2 SGD,1HKD,1MOP or 200 JPY.
Influence of overdue repayment of ICBC credit card
1 generates liquidated damages and penalty interest.
2 affect personal credit.
3 it is easy to cause the credit card limit to drop, or the credit card use to be frozen.
Four aspects of collection, such as SMS collection, telephone collection and the above collection.
The above are some contents about ICBC credit card, I hope I can help you.