The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:

Article 18 The longest overdraft period of a credit card is 60 days. Credit card overdraft interest shall be charged at 0.5 ‰ of daily interest within 15 days from the date of signing the contract or the date of bank entry, and at 0. 10 ‰ of daily interest after 15 days.

If it exceeds 30 days or the overdraft amount exceeds the prescribed limit, it shall be calculated at the daily interest rate of 15/10000. The overdraft interest is not divided into sections, and the interest is calculated according to the highest interest rate grade or the highest overdraft amount.

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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Article 28? Banks and their branches applying for credit card business shall submit quarterly reports related to credit card business to the head office of the People's Bank of China and its branches respectively. With the approval of the People's Bank of China, banks engaged in credit card business can join international credit card organizations.

The current regulations on the maximum term, minimum repayment amount and additional conditions of interest-free repayment period for overdraft consumption are determined by the card issuer on its own based on commercial principles and the needs of cardholders; If the overdue fine is cancelled, the card issuer and the cardholder shall agree on liquidated damages.

Article 29? If the credit card is lost or stolen, the cardholder shall immediately apply to the nearest card-issuing bank or correspondent bank with his ID card or other valid documents, and provide relevant information for reporting the loss according to regulations.

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business