Credit cards can be used to withdraw money at the counter or at the machine, but the cash withdrawal limit cannot be exceeded (not your credit card limit, the cash withdrawal limit is generally very small)

As for when? There will be a late payment fee, which involves two dates. Let me explain to you, the billing date and the repayment date

The billing day is the day when the bank reconciles and the bill is issued, and the repayment date is your consumption needs for the month. The date of repayment.

My bill date is the 10th of each month, and the repayment date is the 27th of each month

If I consume on October 9th, then the account will be reconciled on October 10th. The statement comes out with my record for October 9th, so I have to pay back the money on October 27th.

If I make a purchase on October 11th, then the account will be reconciled on October 10th. There will be no record of October 11th on the statement, so I don’t have to repay on October 27th. I will wait until 11th I reconciled the account on October 10th. After the statement showed the record of October 11th, I repaid the loan on November 27th.

If you fail to repay the loan after the due date, there will be two fees involved, late payment fees and interest.

Withdrawing 1,000 cash will first deduct a handling fee of 5%, and then there will be a 10,000th fee every day. Five interest until you pay it back.

The late payment fee depends on your reconciliation date and repayment date. There will be no late payment fee if you pay before your repayment date. If you pay after your miscellaneous repayment date, you will incur a late payment fee. The specific date depends on the date on the statement you receive. The reconciliation date and repayment date are not the same for everyone. If you don't receive the statement, call the service number on the back of your credit card to change your contact address so that it can be mailed to you later. You can also ask for the reconciliation date and repayment date.

It is strongly not recommended to withdraw cash because the fee is too high. If you need it urgently, the sooner the better, and don’t miss the repayment date.

I think you should ask the bank teller about the specific late payment fee. They don’t know, so you have to call and ask. Anyway, it is very high, much higher than your interest rate.