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Hello, I have a 10 card. Can I still apply for a credit card? There is no overdue, and repayment is made on time every month.
Hello, this card friend. In principle, you can apply for a bank credit card as long as you are at least 18 years old, have a stable job and income, have a good credit status and have no bad credit record, which has little to do with whether you have a credit card before. And because all your previous credit cards were repaid on time and never overdue, your credit status must be very good. When you apply for a credit card again, it will be a very favorable auxiliary material and help the bank to issue cards for you.

However, you need to pay attention to the fact that there are too many credit cards, which may be counterproductive when you apply for a credit card again, because if there are too many credit cards in your name, it may also make the bank think that the risk is high and it may be rejected. But it can still be handled.

You only need to fill in the application form and provide the following materials to the bank:

1: Copy of ID card;

2. Work certification documents, such as a copy of the work permit stamped with the official seal of the unit or the original work certificate issued by the unit,

3. Financial documents, such as: the original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the salary record issued by the bank showing the name of the applicant, or a copy of the income tax withholding certificate, or a copy of its own real estate license.