credit cards and checks are both payment and settlement tools. The differences between them are as follows:

1. Users are different

Credit card users are in the form of individuals; Check users use it in the form of units.

2. Whether it is overdrawn

Credit cards can be overdrawn within the prescribed limit; Checks can only be used in accounts that cannot be overdrawn.

3. Can I pay

Credit cards can pay; Checks can only withdraw money from the bank, but not for daily payment transactions.