Consumption by stages: it can be used for car purchase, home improvement, parking space, furniture and household appliances.

Installment of bills: training, education, travel, wedding and all other consumer needs related to living and living.

2. The application speed is different.

Consumption by stages: no guarantee and no mortgage, and the application materials are simple.

Bill installment: Conditional mortgage, with the exclusive installment amount up to 300,000 yuan.

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3. The rate concessions are different.

Installment consumption: the monthly handling fee rate is as low as 0.33%;

Installment of bills: the monthly handling fee rate is as low as 0.50%;

4. The terminology is different.

Consumption stages: there are 12, 24, 36, 48, 60, and the number of stages can be freely selected;

Bill installment: only 6 installments are provided, 12 installments.

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