Credit card processing is a kind of business of banks. Like ordinary bank cards, all the expenses are borne by banks. There is no need to pay additional fees when processing credit cards. Only when using credit cards, you have to spend the corresponding amount or complete the prescribed consumption times according to the regulations of banks, otherwise you will be charged a certain annual fee.

according to the regulations of the bank, you can apply for a credit card only if you are 18 to 7 years old and have full capacity for civil conduct.

the following conditions are required to apply for a credit card:

(1) documents that must be provided

1. identification documents

domestic residents: a copy of the applicant's identity certificate or military officer's card.

Overseas residents: (A and B must be provided at the same time) A. Hong Kong and Macao residents should provide copies of their certificates of returning home, Taiwan Province residents should provide copies of their passports, and other foreigners should provide copies of their passports. B. Copy of domestic residence certificate or temporary residence certificate

2. Work certificate and income certificate

A. Work certificate: copy of work permit or work identification certificate or original work certificate stamped with the official seal of the unit.

B, proof of income: the salary record (copy of the statement of the salary card) issued by the bank in the last three months or the copy of the personal income tax withholding certificate or the original income certificate issued by the company.

(2) Other supporting documents (please provide them as much as possible, which will help to increase the credit limit)

Education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of bank time deposit certificate, any original documents of telephone, water, electricity and gas charges in the last three months of your current residence, and other bank credit card supporting documents (original statements of the last three periods).

credit card processing flow:

1. Fill in the application form;

2. Information for the bank itself, and a copy;

3. The bank sends it to the credit card center;

4. The credit card center conducts auditing, card making and issuing;

5. After getting the card, open the card and wait for the password letter.