The temporary limit is valid for a certain period of time, after which it will be automatically restored to the original limit, and you can borrow cash in advance. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.
The factors affecting the approval of individual temporary quota are generally as follows:
1. The temporary line just applied for last time has just expired.
I just applied for a fixed quota.
The amount you usually use is too low in your total.
This bank has a bad record of credit investigation.
5. There are signs of suspected cashing.
6. In the bank customer rating, the risk coefficient is high.