CCB will pay back 1786.67 yuan in installments of 25, yuan a year. The monthly handling fee is 2, times .6=12 yuan, the principal is 2,/12 = 1,666.67 yuan, and the total monthly repayment is 1,666.67+12 = 1,786.67 yuan. The installment payment of the construction bank's Longka credit card consumption is only provided to the main cardholders of Longka dual-currency credit card and Longka RMB credit card. The initial amount of the installment payment business of CCB is RMB 1 yuan. Number of optional periods: 3, 6 or 12 periods can be selected freely (one period per month). CCB freezes the full amount of consumption. Credit card installment payment refers to the process that when a cardholder uses a credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments and pays the handling fee. According to the cardholder's application, the bank will deduct the consumption funds and handling fees by stages through the cardholder's credit card account, and the cardholder will repay them according to the monthly recorded amount.