This is just a collection of words. If it is really necessary to report the case for investigation, it will not be notified in advance. Moreover, the malicious overdraft of credit cards can not be identified if it is collected. Whether the overdraft limit reaches 50,000 is only one of the cases where malicious overdraft is determined. It is also necessary to judge according to the cardholder's credit history, repayment ability and willingness, credit card application and overdraft, the use of overdraft funds, the performance after overdraft funds, and the reasons for not repaying according to regulations!
Nowadays, society pays more attention to honesty. If you don't pay it back within the time limit, you will be punished by honesty, which will have a great influence on your later life.