JD Finance co-branded cards refer to credit card products jointly launched by JD Finance and major commercial banks, mainly including Baitiao co-branded cards and city credit cards.

The Baitiao co-branded card is jointly launched with China Everbright Bank, Bank of Communications, China CITIC Bank, China Merchants Bank and other banks; the cooperative banks of the city credit card include Changsha Bank, Shengjing Bank, Bank of China, Jinshang Bank, HSBC Bank, Bank of Shanghai, Bank of Guangzhou, Bank of Dongguan and other banks.

Extended information

UnionPay version

(1) Annual fee: 200 yuan/year

(2) Annual fee preferential policy: Within 30 days of card approval, if you make one purchase with the card, you can get a reduction in the annual fee for the first year; if you make 5 purchases with the card for the first time, you can get a reduction of the annual fee for the next year, and so on

(3) Repayment period: up to 50 days, the minimum is 20 days

(4) Cash withdrawal is available

(5) No CITIC points will be accumulated

VISA version

(1) Annual fee: 2,000 yuan/year

(2) Annual fee preferential policy: During the validity period of the card, the card does not charge any annual fee

(3) Repayment period: the longest 50 days, minimum 20 days

(4) Cash withdrawal available

(5) 3x CITIC Points for overseas transactions

Reference source

Baidu Encyclopedia-CITIC Baidu Financial Co-branded Card