Icbc multi-currency credit cards have chip cards, such as ICBC global travel full-currency chip credit cards. Customers of this card can unconditionally enjoy the discount of directly exempting the currency conversion fee.

The card media of different types of credit cards are different. If relevant users need to apply for ICBC credit cards with chips, they can bring their ID cards to the counter of bank outlets.

Chip card, also known as IC card, refers to the card with chip as the transaction medium. Its working principle is similar to that of a microcomputer, and it can have multiple functions at the same time, so its security is relatively high.