First of all, after the credit card is overdue, the bank may send foreign guests to the door in order to collect the overdue money. Foreign tourists usually hold authorization documents provided by banks or collection companies to prove their identity.
Secondly, if there are foreign tourists coming to our house, we should keep calm and verify our identity. They may be required to show their power of attorney, work permit or other legal documents to ensure their legality. In addition, photos or videos can be taken for future evidence when necessary.
Finally, if it is confirmed that the identity of foreign visitors is legal and overdue funds do exist, they should actively cooperate with foreign visitors. You can discuss with them to make repayment plans or solutions to solve the problem of arrears as soon as possible. At the same time, you can also learn more information about overdue accounts from banks, pay off the arrears as soon as possible, and avoid further legal disputes and damage to credit records.
Extended data:
Credit card overdue collection mainly depends on foreign collectors. These people generally have certain knowledge of law and collection, and act in accordance with relevant regulations. The duty of foreign visitors is to verify the fact of arrears, urge the debtor to repay, and negotiate repayment methods with the debtor. However, foreign tourists cannot use violence, threats or other illegal means to collect money. If the behavior of foreign visitors violates relevant laws and regulations, the debtor has the right to refuse to communicate with them and report the situation to the relevant departments.
Summary:
It's true that the bank sent foreign tourists to collect money after the credit card expired. If this happens, we should verify the identity of foreign tourists and cooperate with them to solve the problem of arrears. At the same time, the debtor also has the right to safeguard his legitimate rights and interests, and can ask the bank or relevant departments for help when necessary.
The above answers are given according to the domestic credit card collection process and routine practices. The specific situation may be different due to bank policies and regional differences, please decide according to the actual situation. If necessary, it is recommended to consult relevant professionals or bank customer service departments to obtain more accurate information and suggestions.