The repayment date of CITIC Credit Card is from the 1st to 2th of each month, and the final repayment date is 19 days after the billing date is postponed (except for business cards and rebate cards), and there will be SMS reminders after billing. In addition, the credit card repayment date of CITIC Bank can be modified by contacting the bank, but it can only be modified once every six months.
In fact, the due repayment date is the last day of the interest-free repayment period. Before that, the repayment will be interest-free, and if it is overdue, interest and late fees will be charged. For each bank, the interest-free repayment period is different.
Extended information:
Note: If the due repayment date is not repaid in full before the due repayment date and the minimum repayment amount of the credit card is not selected, the possible penalties are as follows:
1. All consumption funds are no longer entitled to interest-free repayment, and the bank will calculate interest on a daily basis with the consumption amount as the principal, with a daily interest rate of five ten thousandths and compound interest on a monthly basis;
2. Receiving a call and a letter from the bank;
3. Freeze your account and feed back your arrears record to the People's Bank of China and record it in the user's credit file, which will affect the user's personal credit.
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