Not all models can be staged without interest and handling fees, but some models are like this, and the time is not fixed in one year. If it is an inactive vehicle, the handling fee is 4% for one year, 8% for two years and 3 years 12%.

(1) China Construction Bank provides installment payment service for 12 (one year) and 24 (two years) car purchases.

(2) The installment amount of car purchase ranges from 200,000 to 200,000 (the installment amount ranges vary according to different models). For details, please click on the "Cooperative Vehicle" column or consult 400-820-0008). China Construction Bank will decide whether to approve or not and the amount of approval according to the cardholder's credit record and consumption behavior.

(3) The minimum down payment ratio is 30% of the online car price (different models have different down payment ratios. For details, please click on the "Cooperation Mode" column or consult 400-820-0008), and the down payment will be made by cash or debit card.

(4) Cardholder's handling fee = installment amount × cardholder's handling fee rate (handling fee is included in the bill of the first month after installment consumption).

(5) The cardholder shall insure the whole vehicle theft and emergency rescue and vehicle loss insurance for the installment payment of Longka car purchase. The insurance period is consistent with the installment period, and the first beneficiary of the insurance is the owner himself.